"If you can't excel with talent, triumph with effort." ~talent can GET you there, but your character may not KEEP you there...I've seen that firsthand.

"Wisdom is to the mind what health is to the body." ~ I just have to work out as much as I read. lol

"The way you think, the way you behave, the way
you eat, can influence your life by 30 to 50 years."
~this was evident in someone really close to me. You couldn't tell he was in his 70's.

Brand new article on my Blog ~ http://wp.me/pKe8M-M

"If you follow your bliss, you put yourself on a kind of track, which has been there all the while waiting for you, and the life that you ought to be living is the one you are living."

"The possibility of stepping into a higher plane
is quite real for everyone. It requires no force
or effort or sacrifice. It involves little more than
changing our ideas about what is normal." ...~hmmm. I saw Deepak on Larry King the other night expressing this....

"Intellectual growth should commence at birth and cease only at death."

says "enjoy your time with family & friends. Relax & recharge and get ready for the best time in your life."

"Entrepreneurs are simply those who understand
that there is little difference between obstacle and
opportunity and are able to turn both to their advantage."

"All great achievements require time."....and that's all I'm asking for..just a lil bit more time...

Ganhndi's glasses just sold for $1,000,000 at auction earlier this year....choose for yourself!

"It is health that is real wealth and not pieces of gold and silver."— Mahatma Gandhi: ~this is interesting. Gandhi died wealthy. His inner circle said "It takes a lot of money to keep Gandhi poor."

Fired from a newspaper because he "lacked imagination." – Walt Disney
Everyone gets knocked down. The ones who find a way to get back up — well, they become somebody.

Turned down by a recording studio that said, "We don’t like your sound." – The Beatles

Cut from his high school basketball team, he went home and cried. – Michael Jordan

Told by a teacher he was "Too stupid to learn anything." – Thomas Edison

Fired from a newspaper because he "lacked imagination." – Walt Disney

Everyone gets knocked down. The ones who find a way to get back up — well, they become somebody.

"If you ask what is the single most important key to longevity, I would have to say it is avoiding worry, stress and tension. And if you didn't ask me, I'd still have to say it."— George F. Burns

"Intelligence without ambition is a bird without wings."

"The more elaborate our means of communication, the less we communicate." ~ except for FaceBook!! Hahaha

"When people talk, listen completely. Most people never listen." ~ 2 ears and 1 mouth for a reason, huh? I've always had great listening skills...even thought I used to get C's in "behavior" for talking tooo much. HA!

"When Nature has work to be done, she creates a genius to do it."— Ralph Waldo Emerson:...so THAT'S the reason I'm here...lol

"Formal education will make you a living;
self-education will make you a fortune."
— Jim Rohn

"When the student is ready, the master appears." ~ When has the right person/thing come to you at the right time? Please share...

For years I've always had some kind of "coach" in my ear. Have you used a coach and how has it benefited you? Please share...

"No one lives long enough to learn everything they need to learn starting from scratch. To be successful, we absolutely, positively have to find people who have already paid the price to learn the things that we need to learn to achieve our goals."

"You cannot change your destination overnight,
but you can change your direction overnight." ~ this is a quote from the recently departed Jim Rohn. I remember sitting in an arena hearing him for the first time. 10,000 people in there and you could hear a pin drop, because everyone was listening to what he had to say.

"A complete and accurately defined list of projects, kept current and reviewed on at least a weekly basis, is a master key to stress-free productivity." ~ does this work for you...please share...

"As soon as you start to feel differently about what you already have, you will start to attract more of the good things, more of the things you can be grateful for." ~this one I practice daily...

"Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, 'What's in it for me?'"
— Brian Tracy

"If you don't design your own life plan, chances are you'll fall into someone else's plan. And guess what they have planned for you? Not much."

"Much of the stress that people feel doesn't come from having too much to do. It comes from not
finishing what they've started." ~ ooh, that was a punch in the gut!

"Knowing is not enough; we must apply.
Willing is not enough; we must do." ~I know, but sometimes I get so tired....

"Wisdom is to the soul what health is to the body."
— César Vichard de Saint-Réal ~ I definitely live this one. Studying in the morning has become a way of life for me....what do you ponder before you start your day? Please share...

"Live as if you were to die tomorrow.
Learn as if you were to live forever."
— Mahatma Gandhi

"You have to 'be' before you can 'do,' and do before you can 'have.' " — Zig Ziglar

"At times we shall simply have to admit that, one way or another, what we can neither explain nor understand certainly doesn't cease to exist because we cannot see how it does or why it should." ~ same goes for situations we're put in...

"What great thing would you attempt if
you knew you could not fail?" ~Please share.....

"An investment in knowledge always pays the best interest." ~ ...and the returns are coming!

I have definitely lived the below quote. When you feel inspired...follow it for as long as it goes. When have you followed an inspiration you got? Please share....

"Finally, what I really want is to be happy in this
moment, where the magic and miracles happen.
Stay in the moment and all gifts are added as
you breathe and take inspired action."

It's amazing how what you think can affect your health. For years, I said I don't catch colds because I always wear a hat. What is your belief? Please share...

"A wise man should consider that health is the greatest of human blessings, and learn how by his own thought to derive benefit from his illnesses."

"Nurture your mind with great thoughts, for you
will never go any higher than you think." ~ Do you apply this daily? Please share.....

"Be the change you want to see in the world." ~ How can you relate to this? Please share.
P.S. Ant & Footz, keep it clean. lol

"You cannot depend on your eyes when
your imagination is out of focus." ~ what does this mean to you?

"To effectively communicate, we must realize that we are all different in the way we perceive the world and use this understanding as a guide to our communication with others."

"It's not that I'm so smart, it's just that I stay with problems longer." ~Albert Einstein

"Friends are flowers in a life's garden."

"Gardening is a way of showing you believe in tomorrow."

"Without labor nothing prospers." ~ True, but sometimes I just wish it would by itself....oh well, no rest for the weary.

"Let us never negotiate out of fear. But let us never fear to negotiate." — John Fitzgerald Kennedy:

"I never teach my pupils; I only attempt to provide
the conditions in which they can learn."
— Albert Einstein:

"Happiness is the meaning and the purpose of life,
the whole aim and end of human existence." ~ Still learning this one.

Rainy day in Philly, but I still got my run in. This is the time I can clear my mind and talk to Him. Expect a great day Fam.

"For he who has health has hope; and
he who has hope, has everything."

Cheryl, I think you'll agree with this... ~"Success usually comes to those who are too busy to be looking for it."

GM Fam, circuit training, free weights, and a 6am run. I got it all in. How about you?

"The purpose of life is a life of purpose."~ share what that means to you...

"Multi-Unit Investment Property Financing 101"

How to obtain investment property financing is one of the first things you must figure out as a new multifamily investor. Assuming you're not yet equipped to pay cash, your total acquisition costs boil down to three primary components:

The mortgage or loan (traditional bank, mortgage broker, private lender, etc.)
Your down payment (can be out-of-pocket or financed)
Your closing costs (can be out-of-pocket or financed)

THE MORTGAGE
Of course, this is the largest of your investment property financing components, and the specific type of mortgage you get may depend on the nature of the property you are buying. For a functional, fully occupied multifamily structure, a standard 30-year fixed-rate bank mortgage will fit the bill.

A fixer upper, on the other hand, may require a different funding source, because banks do not like the added risk associated with a rehab job. Additionally, the "non-functional" nature of this type of property makes it difficult to appraise. In fact, most times these appraisals are undervalued, which could result in a bank-mandated reduction of the loan amount, or even a voiding of the deal by the lending bank.

Although I am partial to fixer-upper projects, I did not start out this way. My first few acquisitions were of the more traditional, already-functional type, using regular bank mortgages. And unless you have access to a boatload of cash or to a private lender, you will probably have to start out the same way I did – purchasing currently occupied rental properties.

Although you'll miss out on the "fixer-upper discount," an initial focus on fully occupied properties will allow you to learn the ropes before "graduating" to the more advanced fixer-upper stuff. This will also give you time to find a private lender you can trust, which will enable you to execute the rehab strategy.

YOUR DOWN PAYMENT
The largest out of pocket expense associated with investment property financing is usually the down payment. Down payment requirements are more stringent with a traditional bank compared to a private, non-bank lender. For example, many private lenders will finance 100% of the purchase price (not to mention closing & rehab costs), especially if the term of the loan is short (like 6- or 12-months). But if you need to go with a traditional bank mortgage, a down payment of some sort will almost always be required. The bank's down payment requirement is defined by the "loan-to-value" ratio (LTV). For example, an 80% LTV loan requires a 20% down payment.

Right now, lenders require a 20%-30% down payment. As long as you have good credit, most mortgage brokers can hook you up with a 80% or even 85% LTV FHA mortgage (i.e., you put down 15% or 20%, respectively). Of course the upside compared to traditional 70% LTV loans is that you put less money down out of your own pocket, which also drives up your cash-on-cash ROI when you sell. However, high LTV mortgages do have downsides:

Interest rates tend to be higher
You may have to pay for points at closing (calculated as 1% of the mortgage amount)
The appraised value must be higher because there is less of an equity cushion
Any down payment that is less than 20% of the purchase price triggers private mortgage insurance (PMI).

Because of these issues, I would avoid straight-up high-LTV bank mortgages if at all possible. A much better investment property financing alternative is to get an 80% LTV loan, and use a secondary financing source for the 20% down payment. And luckily, you do have a few non-cash funding options for the down payment.

Obviously if you cannot find a secondary funding source for the down payment, then you will indeed have to pursue a high LTV loan even though this is not ideal. That said, this can be viable as long as your projected rental income is enough to cover the higher payments. Then, in a few years, you should have enough built-up equity to refinance into a standard 80% LTV, 30-year fixed-rate mortgage.

CLOSING COSTS
Unfortunately, closing costs are a necessary evil in terms of investment property financing, even when using a private lender (although bank closing costs will always be higher).

FINAL THOUGHTS
The bottom line is that – in most cases – you'll want to get an 80% LTV fixed-rate loan using a secondary financing source to fund the 20% down payment. This gives you the best of all worlds...you minimize your out-of-pocket expense while at the same time minimizing your largest go-forward expense item as well as your risk. This maximizes the odds that you will optimize your profit when you sell years down the road.

So, investment property financing is not overly difficult, but it does take some time to figure it all out and find the best deal. Just follow the advice on these articles and do not waver. Keep moving forward.

Yes, you CAN do this!

"The future belongs to those who believe in
the beauty of their dreams."
— Eleanor Roosevelt

GM Fam, got my plyometrics in, plus a brisk walk. What's the first thing you have to do this a.m.?

GM Fam, APDTA for the things we go thru. Just want to say I appreciate you all in my life. Te quiero mi familia & amigos.

"Wanting to be someone else is a waste of the person you are."

I know I lived this one ~ "The soul attracts that which it secretly harbors; that which it loves, and also that which it fears."

Read Article Below On Buying Your First Multi-Unit In 5 Steps

Came across this quote after speaking with a fam member...seems right on time

The environment you fashion out of your thoughts, your beliefs, your ideals, your philosophy is the only climate you will ever live in."

"Start Buying Rental Property with this 5-Step Framework"

Buying rental property can be time consuming. I literally analyzed more than 100 multifamily properties, and physically inspected maybe 30 or so with my agent over the course of a year, before I made my first bid. And I bid on 3 or 4 different properties before I had one under contract. The bottom line is that buying investment property is definitely a "numbers game."

If you're totally new to all of this, you're probably wondering how to dive in to the wonderful world of buying rental property. I'll share with you what worked for me, and it involves 5 specific steps:

Find a good real estate agent
Practice running the numbers
Conduct physical inspections (drive-by's + showings)
Make an offer & negotiate
Manage the contract process

STEP #1: FIND A GOOD REAL ESTATE AGENT

Eventually, you will need your own "team," including a real estate agent, mortgage broker, insurance broker, title company, attorney, home inspector, and a handful of trustworthy contractors. But with the exception of a real estate agent, your team does not need to be assembled right out of the gate. You will gradually assemble it as you go.

STEP #2: PRACTICE RUNNING THE NUMBERS

Ask your new agent to send you all the active 2-8 unit multifamily rental property listings in your target area, and practice running the numbers to identify the most promising ones. As long as you know a simple formula and have a few key numbers from the property, can use those numbers to do rapid-fire "back of the envelope" calculations to quickly screen properties for financial viability. More on this later.

STEP #3: CONDUCT PHYSICAL INSPECTIONS

Once you have a short list of financially viable multifamily rental properties, take some time to do drive-by's. Whether the numbers work or not, you do not want to purchase any property in an especially bad area (in fact, you'll find that the numbers usually work best in such areas...you get what you pay for!). Plus, while not a perfect science, if the outside looks like it's falling apart you may want to pass.

After this process, you will have a list of maybe 3 or 4 properties to look at with your agent, instead of, say, 10 or 15. Have your agent schedule weekly showings, and bring a notebook to jot down notes so you can later use this info to adjust your bid amount.

Keep physically inspecting properties with your agent in this manner every week and do not get discouraged. The majority of rental properties you come across will be poorly maintained and/or overpriced. Tenants beat them up, and many, many landlords could care less about maintaining their investment.

So, buying rental property takes time. All I can say is be patient, and remember that the more properties you inspect, the better deal you are likely to get when you finally pull the trigger.

STEP #4: MAKE AN OFFER & NEGOTIATE

Ok, so you've run a bunch of initial numbers, did a bunch of drive-by's, and physically inspected a bunch of hot prospects with your agent. Finally, you've found a 2-8 unit multifamily rental property you’d like to purchase. Time to negotiate!

STEP #5: MANAGE THE CONTRACT PROCESS

Yippee, your offer was accepted! So now what? Well, there are various steps that round out the process of buying rental property:

Get the property "under contract"
Initiate title work; note that some states require an attorney
Conduct a property inspection
Get an appraisal Arrange financing
Get property insurance
Get a property survey
Review settlement documents and close the deal

This may seem complicated if you happen to be new to all of this, but it's really not. After you go through the entire process once, you'll be ready to start buying rental property like there's no tomorrow!

Wednesday Wisdom. ~"It doesn't matter where you are coming from. All that matters is where you are going & how you feel in the process".

Hey Fam, just a quick heads up about some programs I'm rolling out. Business credit & cash flowing multi-family real estate. Stay tuned.

"A Real Estate Investment Strategy Can Take Many Forms..."

...But only one real estate investment strategy clearly stands out in today's market as being the best and safest for "small time" investors like you and me (and no, this is not a sales pitch...just free, unadulterated investment property advice).

PILLAR #1: LONG-TERM STRATEGY

The overarching goal of your real estate investment strategy should be to build up savings over time. Your strategy should not seek monthly income. Your strategy should not seek short-term profits. Unless you really like risk, a long-term strategy is the only way to go.

Your real estate investment strategy should focus on building long-term (free) equity by renting out 2-8 unit multifamily rental properties that you acquire with very little out-of-pocket cash. Whether you are a new or part-time investor, buying and holding for at least 10 years is the best way to optimize the power of leverage, free equity, tax deductibility, and price appreciation.

The bottom line is that unless you have access to a lot of capital (i.e., cash on-hand, or an on-call private lender), you'll find it difficult to execute a profitable short-term strategy. Want to do some flipping? Get a job at Burger King.

In today's market, straight-out flipping simply makes no sense for small timers like you and me. The only viable short-term strategy is to buy a fixer-upper, make the cosmetic improvements, and resell for a profit. But even a strategy focused on fixer-upper homes has challenges, and it too is more likely to succeed if you have a long-term view.

PILLAR #2: DETERMINE YOUR GOAL

Ok, so now you know that rental property investing or any of the other real estate investment strategies work best as a long-term endeavor. But how long? Well, that depends on your specific goals.

If your goal is to fund college for your kids, and the oldest one is 5, then your minimum time horizon is about 13 years. If on the other hand your goal is to help fund your retirement, then subtract your age from 55 (or 60, or 65, or...) to figure out how long to hold your rental properties.

PILLAR #3: TARGETED LOCATION & PROPERTY TYPE

Aside from your goals and time horizon, the final pillars in your real estate investment strategy are what and where to buy. As I've already mentioned, you should target 2-8 unit multifamily rental properties. Regarding location, you’ll want to target a lower income, geographically narrow area – like a single town or county – within a 60-minute drive from your home. Trust me, it makes life easier.

SUMMARY

Ok, so there you go. That's all there is to it. To sum up, the overall framework of your real estate investment strategy is as follows:

Determine your goal, and then how many multifamily rental properties you must acquire to achieve it.
Pick a lower-income town or county no more than 60 minutes from your home.
Look for 2-8 unit, non-owner occupied, older rental properties with cosmetic deficiencies.
Minimize out of pocket expenses by using leverage to the max.
Plan to hold and rent out each rental property for at least 10 years.

...see you on the next article!

"Rental Property Valuation: Analyzing an Investment Property"

Multifamily rental property valuation is obviously a critical component of your investment strategy. If you're a buyer then you'll have to "run the numbers" to determine value. Very important, because if you overpay... you lose.
Despite the sluggish market, it is still difficult to find a "steal" in this day and age. A good starting point for negotiations is often 20% below the list price, with a target purchase price of 10-15% below market value.

But even after your bid is accepted and the property is under contract, the property value still may be reduced via the appraisal and/or the home inspection.

For example, if the appraised value comes in too low, you may have to ask the seller to adjust the purchase price or make some alternative arrangement. Similarly, a bad inspection report may force the seller to either make repairs or adjust the price.

GENERAL PROPERTY VALUATION GUIDELINES

Rental property valuation is primarily determined by rental revenue, location, and condition.

Larger units with more bedrooms command higher rent. So all else being equal, you'll want properties with multi-bedroom units. An added benefit is that 2-3 bedroom units tend to have a more stable tenancy. Conversely, 1-bedroom apartments tend to attract more of a transient population, which means the turnover is typically greater.

From a location standpoint, multifamily rental properties in older, lower-middle income neighborhoods usually offer the greatest bang for your buck. Plus, your tenant universe is typically larger in these areas. Avoid densely urban or very low income areas.

In terms of condition, the ideal target property will be older (50 years or more) and will have cosmetic deficiencies or simply look "tired." These properties can provide great value for your dollar. Conceptually, it's sort of the opposite of curb appeal.

COSMETIC VS. STRUCTURAL

General property valuation rule: cosmetic problems = good, structural problems = bad!

By "cosmetic," I'm referring to things like:
Peeling or old paint
Old carpet
Broken light fixtures
Damaged kitchen cabinets
Torn vinyl flooring
Accumulated junk or clutter
An unkempt lawn
Overgrown shrubbery
Dirty siding
Old appliances
Decrepit bathroom fixtures & towel racks
Old doorknobs
Old outlet & switch plate covers
Damaged mini-blinds
Broken windows
Any other "quick fix" you can think of

Structural issues, or issues where you must proceed with extreme caution, include:
A severely cracked foundation or walls
Galvanized piping
Leaning chimney
Outdated electric (i.e., knob & tube wiring)
Severely sloping, cracked or warped floors
Pervasive asbestos
Rotting wood in the frame
Lead paint
A long-running leaky roof
Buried underground oil tanks
HVAC problems
Mold

Note that I am not saying to avoid all of these issues at all cost. Run the numbers to determine feasibility. If you can buy a multifamily rental property on the cheap, then perhaps you'll be able to afford a new roof, an electric upgrade, or even mold remediation and still come out ahead.

It all depends on the purchase price, your property valuation conclusion, your level of experience, and the strength of your stomach. Use my free inspection checklist to help show the way (note: I'll post it on my website).

PROPERTY VALUATION "SQUEEZERS" TO AVOID

And finally, here's a list of things that'll kill property value...avoid them!

Properties with serious structural issues or that are poorly constructed.
Properties where all units are of the single-bedroom variety.
Properties that show "economic obsolescence," such as those with very short ceilings, or those with many bedrooms but only 1 bathroom for example.
Twins, condos, row homes, etc. These types of structures usually do not appreciate as much as detached structures.
Properties with wells and septic systems. These systems could create a lot of problems and added expense down the road.
Properties that do not have separate utilities. I've literally seen tenants crank the heat up to 90 degrees F in the winter but leave the windows wide open. The only utilities you as a landlord should be paying are water and sewer.

Stay tuned for more info...

"Who Else Wants To Know The Best Way To Learn Real Estate Investing?"

The best way to learn real estate investing is to talk to people in the business and by doing it. While it is true that I will give you comprehensive "textbook" knowledge on the topic, knowing and doing are two different things.
You can't effectively learn anything without gaining both "book smarts" and "street smarts." So after you're done reading this article and studying my website, get away from your computer. Find a real estate agent and start looking at listings. Continue reading valuable articles and web content. Get pre-approved for a mortgage.

Then, and only then, will you begin to get your full blown education in real estate investing.

FIRST THINGS FIRST: RENTAL PROPERTY BASICS

But hey, gotta start somewhere, right? If you're brand-spanking new to all of this, you'll want to start here to learn the real estate investing basics. I'll call it "rental property preschool." And by the way, when I say "rental property," I am referring to 2-8 unit multifamily properties that you'll hold for at least 10 years.

First, why invest in rental properties in the first place? Because there are a TON of benefits of real estate investing, that's why! There are very few investment opportunities out there that combine the powerful benefits of leverage, free equity, tax deductibility, and price appreciation.

Sound good? GREAT! Next question – how can YOU find rental properties? Well the traditional way is to find a real estate agent. That's the method I endorse. But if you're a more adventurous type, there are other ways to find multifamily rental properties, including real estate foreclosures and real estate auctions.

Round out your introductory education in real estate investing by familiarizing yourself with some real estate terminology, and of course read the info on every page of my site. It's as good a place to start as any, and best of all...it's FREE!

ONWARD & UPWARD!

Ok, that's pretty much it for laying the introductory foundation. Now that your mind is in a state of readiness to continue to learn real estate investing, keep exploring my articles and site. I'm going to give you as much investment property know how as I can, including:

Why a LONG-TERM strategy focused on 2-8 unit rental properties is the way to go in today's world.

How to analyze, finance, and execute an investment property purchase.

How to manage your rental property.

How to minimize your risk and optimize your insurance coverage.

Etc...

But for now, preschool's all done.

"Have You Considered Multi Unit Rental Property Investing To Automatically Pay Your Monthly Bills? Read on and Learn How."

I strongly believe that rental property investing is a great way to build long-term wealth. And anyone can do it with the right guidance... especially when that guidance is 100% free! Looking to help save for retirement? How about your kid's college education? If so, then investing in rental properties may be the perfect solution.

The combination of leverage, free equity, and price appreciation is a very powerful wealth building formula.
My goal here is to provide a 1-stop source for free tools & realistic advice to help you get started and ultimately succeed with rental property investing. My hope is to help YOU decide if investment properties are for you, and if so, show you the best way to do it.


As I'm sure you know, real estate investing can be done in a variety of ways. But only one strategy clearly stands out as being the best and safest way to dip your toes into the market, and I'll show you why (and how). Buying and holding 2-4 unit multifamily investment properties is allowing me to fund my 5 kids' college educations without impacting our lifestyle.

My website will tell you how to execute this strategy to accomplish whatever long-term goals you may have. Yes, 2-4 unit properties are the focus of my strategy, but the info applies to practically any long-term real estate investment approach. So, read on and say 'goodbye' to the rental property learning curve!


WHAT WILL YOU LEARN AT MY WEBSITE?
•Why real estate investing is a long-term proposition

•Why small, multi-family investment properties win

•How to start buying rental property


•How to “run the numbers” to avoid overpaying

•How to finance your purchase

•What to look for in investment property mortgages

•How to outsource and excel at rental property management

•How to minimize risk

•How to structure your rental property insurance plan

•And much more


WILL YOU SUCCEED IN LONG-TERM RENTAL PROPERTY INVESTING?

Yes, you CAN do this. This site provides all the tools and info you need, but this is not a get-rich-quick approach. As with any lucrative investment strategy, to be successful you must:

•Dedicate ample time to learn the ropes prior to diving in

•Have a long-term view (5-10 years +)

•Have an entrepreneurial spirit

•Already be earning a steady

•Have at least some free

•Have the courage to take on managed but incremental

•Be willing to deal with people from all levels of society


Rental property investing takes time and effort, but it’s extremely straightforward if you know how. And I’m going to show you how. No hype. No nonsense. Just the realistic, actionable information you need to launch your rental property investing business, avoid the common pitfalls, and maximize your odds of success.

P.S. FREE Real Estate Training, just for you: http://www.1shoppingcart.com/app/?af=1021431

Hi guys, it's Al-Yassa just giving you a quick reminder about my Moguls in Real Estate Training Series. The webinars are Tuesdays at 9p est. Tonite I'm hosting Dwan Twyford as she trains on her Short Sale System - that's getting closings in 30 days. Jump on for the info and see how you can add it to your business.

http://ping.fm/RylPm

Dedicated to multiplying your income,

Al-Yassa

http://ping.fm/kIKA7

Last night I hosted Alan Cowgill, the #1 Expert on raising Private Money for ALL your deals. Register here to watch for FREE http://ping.fm/PwG0z

Last week I hosted Reggie Brooks, a master at finding and abandoned houses and making them profitable. http://ping.fm/syxhy

GM Fam. Long time no see. Been in the trenches launching my RE Advanced Training Series. Thx to all for giving us a successful start.

And, as always, if you need anything let me know.
http://ping.fm/NiA8e

Please register for FREE, and refer 3-5 friends.
http://ping.fm/APlh9

I truly appreciate your efforts on making this event a HUGE success.
http://ping.fm/xnB7q

GM Fam, well today is the today! I have focused on this project for the last 60 days.
http://ping.fm/RlRkn

Thanks for the support, comments on vids, and all the encouragement. See you on the webinars ;~)

Do me a favor, check out the site, register for free, then refer 3-5 colleagues that you know should take advantage of this.
http://ping.fm/AOsmO

So, I need your help in spreading the word.
http://ping.fm/hhvmU

I've forced them to reveal the EXACT strategies they are using to dominate their local market.
http://ping.fm/wK6XU

I've leveraged my relationships with some of the Top RE Investors in the country.
http://ping.fm/4FM5I

The theme is Moguls in Real Estate.
http://ping.fm/t6u3E

...on a Real Estate Training Series. It is now complete.
http://ping.fm/TVJiz

Hey Fam, I've been on here infrequentlybecause I was putting the finishing touches...

GM Fam :~) Today I woke up inquisitive. My glass of OJ brought back a memory. So I'll pose the question to you...you fill in the blanks.
Remember when...? I'll start it off. Damon & Stewart, this one for you, Let's see if you remember this. Remember when...
Cedric used to work at Orange Julius at F-Ville Mall?

Hey Fam, I'm in Suitland 'til Sunday. Tell me where you are and I'll meet you there...Looking to hit ALL cook out spots...get at me.

Or your local city for an Arthur Ashe Tennis Center. Expect Abundance.

So, if you're a tennis fan, check out the Williams Sisters' Tennis Center in Congress Heights, DC.

I have my girls in an all day summer tennis camp. It was filled since last fall, but with positive expectation, we got them in.

..so here it is -"Be strong and be of good courage, and DO IT!" I Chronicles 28:20

Hey Fam, it's been a while since I left you one of these...

I've already started using this, and I strongly recommend you do too.

Dedicated to multiplying your income,

Al-Yassa

P.S. I'm extremely excited about this, because it could literally transform your life. So be sure you share your story with me when you start doing this, OK?

So, if even HE is doing this, what does that tell you about how effective this is? Bad news for the naysayers who think it isn't for "regular" people, or the Law of Attraction is some kind of mumbo jumbo.

So if you're really serious about increasing your power to manifest anything you want into your life super fast, you need to check this out right now:

http://ping.fm/oyqWZ

He even got marketing expert Frank Kern excited about it. If you haven't heard of Frank, well, he's a marketing genius who makes millions of dollars online. Everything he does seems to turn to gold.

But he's not exactly what you'd expect when it comes to using The Law of Attraction to manifest your goals and desires.

You'll hear his personal experience with this when you watch the video:

http://ping.fm/BqfI8

have this figured out, especially when you consider that
the land down under is where we got...

***********************
The Secret
***********************

I'm sure you'll agree that was life changing all by itself.

And now, this guy has added another dimension to the
Law of Attraction that ramps up how fast you can manifest
anything you want into your life.

**************************************
This makes the Universe say YES even faster!
**************************************

*****************************
He’s GIVING it away! ForFREE
*****************************

He obviously understands abundance, because he’s
practicing it in a very big way here:

http://ping.fm/M9FWk

Oh my gosh guys, this is incredible...

I just saw this interview of a guy from Australia that could change the way you manifest anything you want into your life. You really do have to see this:
http://ping.fm/9kveu

And now I leave you with this -"The person that says, 'I can't do it' is defeated even before he begins." Expect a GREAT DAY!

I intended great health for myself, and I have it ;-)
Focus on what you want today, you just may get it.

GM Fam. Hitting you a little later than usual. Woke refreshed with no congestion. See, words are powerful.

Back from the Dr. Son #2 is A-OK. So now I leave you with this..."A strong foundation, if layed carefully, eventually leads to the attainment of our goals."

Heading to Dr. for checkup on Son #2. Might get checked out myself. Chest feels congested. Nevertheless, I intend health. BRB.

GM Fam, tests, tests, and more tests! Accidently deleted ALL my vids from youtube last nite. Ayo technology. Sometimes I hate it.

So now, I leave you with this. "Money will buy you a new car, a new home, a new yacht and even a new heart, but it will not buy the inherent human necessities of life." Live, laugh and love today, y'all.

I can say though, this 90-Day Challenge has fostered consistency in my life. Making better habits.

GM Fam, satyed up late last night but still woke up refreshed. Slacking on some of my duties but they will be handled this week.

Ok, so here's what I'll leave you with this morning. "A wealthy person is rich only if he is willing to better himself, but more than that, to better the lives that touch him."

GM Fam. Woke up refreshed this morning even after staying up late. Couldn't get to sleep early since I relaxed and had bed service for most of the day, being waited on by my children & wife. I intend for everday to be this way. HAHA.

GA(good afternoon) Fam, just wanted to say -"Remember, you have a vision - It is the product of your own subconscious. It is almost an instinct. Trust it!"

GM Family, how have you used this quote in your life? - "To become successful, you need to first acquaint yourself with success."

GM Fam, "Remember that successful people are willing to do what the failure is too good to do!"

GM Fam, choose powerfully today.